Here is one of the more effective emails from the Obama campaign, which shares some vital information: starting Aug 1, insurance companies will have to cover contraception without deductibles or premiums.
On Friday, the Obama administration announced that soon women won’t have to pay out of pocket for birth control: Starting August 1st, many insurance plans nationwide will be required to fully cover contraception without co-pays or deductibles. Thanks to the Affordable Care Act, more women can make health care decisions based on what’s best for them — not their insurance company — all while saving hundreds of dollars every year.
Think about how different that is from what the candidates on the other side would do. They’ve all vowed to repeal the Affordable Care Act, and Mitt Romney even said he would have signed a constitutional amendment in Massachusetts to define life as beginning at conception, similar to the notorious state-level ‘personhood’ amendment that could ban many forms of contraception, and even IVF.
This is exciting because friends of mine have found that when you switch insurance for whatever reason (you switch jobs, your partner switches jobs, you lose your job, your employer changes insurance plans, etc), the new employer may not cover the form of contraception that you’ve been using in their formulary. So you might have to get implants or an IUD instead of taking the pill or using a once a week patch or ring. Or vice versa. You might be allergic to one form or another, or it doesn’t work for your body somehow.
Instead of saying that your medical care is at the determination of an insurance company formulary, you get to take the decision-making power into your own hands. It’s something that I know my friends and I are looking forward to.
–Caroline
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