May 17, 2012

CAPAC Chairwoman Judy Chu Passes Amendment to Protect Limited English Proficient Consumers from Abusive Lenders

Ed. Note: The below is from our friends at CAPAC, chaired by our Honorary Board member Rep Dr. Judy Chu (D-Ca.). CAPAC’s former head Rep. Mike Honda is the chair of AAAF’s Honorary Board.

Congressional Asian Pacific American Caucus (CAPAC)

FOR IMMEDIATE RELEASE
July 21, 2011
Contact: Gene Kim, 202.225.5464

CAPAC Chairwoman Judy Chu Passes Amendment to Protect Limited English Proficient Consumers from Abusive Lenders

WASHINGTON, D.C. — Today, Congresswoman Judy Chu, Chair of the Congressional Asian Pacific American Caucus (CAPAC), introduced and passed an amendment to the Consumer Financial Protection Safety and Soundness Act (H.R. 1315) to protect consumers with limited English proficiency from abusive lending practices.

“Many consumers, especially recent immigrants and minorities, are particularly vulnerable to abusive lending practices because of their limited English skills,” said Congresswoman Chu. “A lender may discuss the terms of an agreement with them in Mandarin or Spanish, but the contract is written in English. This means some consumers are signing forms that they don’t even understand, or agreeing to terms that are completely different from what they discussed. This amendment allows us to begin addressing this problem so that we can protect all Americans from getting trapped by predatory and deceptive loans.”

The amendment, which passed the House unanimously by a voice vote, requires a specially designated Commissioner to conduct research on how language barriers can lead to unfair lending practices and issue a report on ways to protect consumers.

During her past role as an Assemblywoman in the California state legislature, Congresswoman Chu successfully passed a bill into law that required companies negotiating sales contracts in an Asian language to provide a written contract in that same language.

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The Congressional Asian Pacific American Caucus (CAPAC) is comprised of Members of Congress of Asian and Pacific Islander descent and members who have a strong dedication to promoting the well-being of the Asian American and Pacific Islander (AAPI) community. Currently Chaired by Congresswoman Judy Chu, CAPAC has been addressing the needs of the AAPI community in all areas of American life since it was founded in 1994.

Rep. Chu: Takes Stand Against Unfair and Harmful House Budget

Ed.’s Note: Dr. Judy Chu is an Honorary Board member of the Asian American Action Fund and was endsorsed by the Asian American Action Fund in her successful 2008 election in California’s 32nd Congressional District.
Congresswoman Judy Chu (CA-32)

FOR IMMEDIATE RELEASE
April 6, 2011
Contact: Austin Vevurka
202.225.5464 (O)
202.510.1825 (C)

Rep. Chu Takes Stand Against Unfair and Harmful House Budget

(Washington, DC) – U.S. Rep. Judy Chu (CA-32) today spoke on the House Floor in strong opposition to the GOP’s Fiscal Year 2012 budget proposal.

“The Republican budget is a road to ruin for America’s working families,” said Chu. “Instead of reducing the deficit by ending subsidies to Big Oil and eliminating tax breaks for companies that ship jobs overseas, the House Leadership has decided to single out seniors, students, children and the middle class for devastating cuts.”

The Republican’s FY2012 budget ends the guarantee of Medicare for seniors, makes deep cuts in education, raises the cost of college for nearly 10 million students, and makes tax cuts for the wealthiest permanent, which adds $1 trillion to the deficit.

“Both sides of the aisle are committed to deficit reduction, but the Republican budget hurts America’s future by failing to create jobs and grow the economy, and unfairly targeting cuts at middle class families and seniors,” said Chu.

The text of Congresswoman Chu’s Floor Speech is below:

Yesterday Congressman Paul Ryan introduced the Republican Party’s Fiscal Year 2012 “Road to Ruin” budget.

We have been back to work in the House for 14 weeks. And for 14 straight weeks the Republican majority has done nothing to create jobs. They haven’t even put a single jobs bill on the House Floor. In fact, their proposed spending bill for 2011 actually costs America 700,000 jobs.

Now, Congressman Ryan and the Republican leadership want to extend their job killing policies and permanently eliminate the middle class.

The Republican’s “Road to Ruin” is nothing short of an attack on working families, seniors, students and children.

It attacks America’s workers by not doing anything to create jobs and by gutting job training.

It attacks America’s seniors by ending Medicare as we know it through bait-and-switch privatization schemes.

It attacks America’s students by cutting education and depriving tomorrow’s workers of the skills they need to compete.

It attacks America’s children by denying them affordable access to a doctor through slashes in Medicaid.

Now, no matter what side of the aisle we are on, we can all agree that deficit reduction is important.

The question is how do we do it? And what we can’t do is balance the budget on the backs of America’s middle class, our seniors, our students and our children.

But I do know some things we can’t afford.

At a time when middle-class families are struggling, we can’t afford to keep spending billions in subsidies for Big Oil and giveaways for special interest.

At a time when our senior population is growing, we can’t afford risky privatization tricks that drive up costs and put health insurance companies back in control of health care.

At a time when our economy needs an infusion of the best and brightest workers, we can’t afford to cut public education while protecting tax breaks for companies who ship jobs overseas.

At a time when some parents are working two jobs so their children can see the doctor, we can’t afford to dismantle Medicaid and then spend billions of dollars in tax breaks on people already making upwards of half-a-million dollars.

A budget isn’t just about dollars and cents – it’s about priorities and values.

And as Representatives of the American people our priorities and values should reflect their priorities and values – jobs, a secure retirement, the promise of educational opportunity and the certainty that if your child is sick, then you will be able to afford to see the pediatrician.

If you vote for this bill, then who among us could go home and look senior citizens in the eye – knowing we ended Medicare as we know it?

Who could look an unemployed worker in the eye – knowing we didn’t do anything to create jobs?

Who could look a student in the eye – knowing we took away their opportunity to succeed with a quality education?

Who could look a child in the eye – knowing that if they get sick, then we are the reason they can’t afford to see a doctor?

I want to reduce our deficit – I know it’s vital to our fiscal future.

But I also want to be able to look my constituents in the eye and tell them that I stood up for their priorities – and not those of Big Oil, international corporations and special interests.

And the truth is, we can do both: we can get our deficit under control – and we can do it without cuts that hurt hard working families.

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Austin Vevurka
Press Secretary
Rep. Judy Chu – CA 32
1520 Longworth House Office Building
Washington DC 20515
202-225-5464

Subscribe to periodic e-mail updates from Rep. Chu at chu.house.gov/signup.

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Kent Wong: The Dream Act and Racial Politics

Ed. Note: The below is a submission for our Dec 2010 Blogathon: Why does America need the DREAM Act? from Kent Wong, Director of the UCLA Center for Labor Research and Education.

THE DREAM ACT AND RACIAL POLITICS

In the new few days the U.S. Senate is expected to vote on the Dream Act, which would provide hundreds of thousands of immigrant youth the opportunity to earn legal status through higher education or by serving in the U.S. military. The House passed the Dream Act on December 8, following a spirited debate on the Congressional floor that reflected the deep racial divide that the Dream Act evokes.

Although the vote broke down largely on party lines, several Cuban American Republicans voted in favor of the Dream Act. While African American, Latino, and Asian members of Congress passionately spoke in its support, virtually all of the vocal opponents of the Dream Act were white, many from the South.

Proponents of the Dream Act were careful to promote the broad diversity of the potential beneficiaries, but in reality the majority of those who would benefit from the Dream Act are Latino and Asian immigrant youth. When Republicans are attacking the Dream Act, they are promoting the marginalization of minority youth and are deliberately keeping them out of the workforce and out of the voting booths.

If the vast majority of undocumented youth were instead from Ireland, Germany, and Italy, the Dream Act would have passed long ago. Members of Congress would have passionately spoken of their immigrant roots, shared stories of hard-working ancestors who came from their European homelands, and embraced the proud immigrant tradition of our country.

California Republican Dana Rohrbacher blatantly played on racial fears. He called the Dream Act “affirmative action amnesty” because it would allow immigrant youth privileges denied to “nonminority citizens.” Have Dana Rohrbacher and the conservative Republicans defined their base as only “nonminority” citizens in a country where people of color will one day be the majority?

Other Republicans demonized the Dream Act students as “illegals,” “law-breakers,” and “criminals,” when in fact the young people who were brought to this country as infants and young children broke no laws. Georgia Republican Phil Gingrey also played on racial fears as he spoke of “chain migration,” claiming if immigrant youth became citizens, they could apply for legal status for “something like 179 other individuals.” In reality, Dream Act beneficiaries would have to wait more than a decade after the passage of the bill to petition for legal status for family members.

On the other side of the debate, the Dream Act students have drawn lessons and inspiration from Dr. Martin Luther King Jr., Cesar Chavez, and the civil rights movement. They have organized freedom rides, hunger strikes, and sit-ins. On a shoestring budget and without paid staff or lobbyists, they have built a powerful national movement that has captured the enthusiasm and support of millions.

The Dream Act students are Americans through and through, including their understanding of democracy and the importance of civic participation. When the Dream Act passes, they will make a huge contribution to our society through pursuing their educational goals, serving in the U.S. military, and using their talents and skills in their chosen careers to contribute to our economy. Without the Dream Act, these young people will forever be relegated to a life in the underground economy. This not only hurts these students, it hurts our economy by preventing them from fully contributing to our society.
America is a land of immigrants. We have benefitted from the contributions of immigrants over the generations. The way we are treating our immigrant youth today is not only mean-spirited, it is racially-biased and un-American. The Dream Act is morally right, economically sound, and would benefit our society as a whole.

Kent Wong teaches Labor Studies and Ethnic Studies at UCLA and edited the book Underground Undergrads: UCLA Undocumented Immigrant Students Speak Out.

Call your Senator, Senate votes on DREAM Act TOMORROW (Saturday)

Ed. Note: The below is a reply to Dec 2010 Blogathon: Why does America need the DREAM Act? from our friends at the Reform Immigration For America Campaign. The US Senate votes on the DREAM Act on Saturday. We’ve urged the passage of the DREAM Act, listed 10 Reasons We Need The DREAM Act, asked you the reader why America needs the DREAM Act (here’s one perspective) and given yet more reason to support the DREAM Act. Call 866-587-6101 to call a Senator to urge him/her to vote YES on the DREAM Act on Saturday (retweet, share on Facebook).

The Reform Immigration For America Campaign, a united national effort that brings together individuals and grassroots organizations to pass immigration reform, is urging everyone to take action in the final hours of the fight on the DREAM Act. Senator Harry Reid has announced that he will begin holding the crucial procedural votes on DREAM this Saturday, December 18th! We need people to call their US Senators *now*. And get your family, friends and co-workers to call too! We need to get to the 60 necessary votes for DREAM to advance.

For weeks, undocumented youth and their allies have been walking Capitol Hill to talk with Senators and their staff. Act in solidarity with them, their future and the good of our country by taking action. People can take action in a number of ways during this 11th hour:

  1. The best and most effective action of take is to call your US Senator! Please use and distribute this number: 866-587-6101.
  2. You can also send a holiday card to your Senator by using the following the link:
    http://act.reformimmigrationforamerica.org/signup/dream_holiday/
  3. Please use FB, Twitter et al to publicize and distribute steps 1 and 2 above!

– Mehrdad Azemun, Field Organizer, Reform Immigration For America Campaign

Dec 2010 Blogathon: Why does America need the DREAM Act?

'DREAM ACT' Poster designed by SANTIAGO UCEDA“DREAM ACT” Poster designed by SANTIAGO UCEDA

Worried & angry about the DREAM Act’s progress through Congress? Want to remind them what it’s about?

Tell us and all our readers!

AAA-Fund proudly announces its December 2010 Blogathon. Please send us your blog post on the following topic:

Why does America need the DREAM Act?

HOW TO ENTER:

Send your entries to Richard Chen ().

But hurry! The deadline: Tuesday, Thursday, December 23, 7 pm ET.

We will review and publish every entry that meets our standards for publication (translation: well written content, but no abusive or offensive language). Please make sure to include a suggested title for your piece.

As with our Blogathon last year, readers will get to decide the winner each week. Details will follow in the individual entries’ posts.

The prize? A free ticket for you and 1 significant other (a $200 value) to AAA-Fund’s Spring 2011 Annual Dinner in Washington, DC.

LA Chamber of Commerce: DREAM Act – A Brighter Future For Many Students

Ed. Note: The below is a re-posting of The DREAM Act – A Brighter Future For Many Students” from our friends at the LA Chamber of Commerce.

The Business Perspective by Gary Toebben, President & CEO of the Los Angeles Chamber of Commerce

The DREAM Act – A Brighter Future For Many Students

In the coming days, the U.S. Senate will debate the DREAM (Development, Relief and Education for Alien Minors) Act, a bi-partisan piece of legislation that will make it possible for many young adults who are undocumented immigrants to start on the path to legalization.

The DREAM Act will provide a pathway to legal status for young people who are willing to work for a college degree or serve in our armed forces. For many of these young people, America is the only home they know, and English is their first language. They are young men and young women who are successful in school and committed to the kind of work ethic that has made America great.

The DREAM Act will enable undocumented students to apply for federal student loans, which must be paid back, and federal work-study programs, in which they must work for any benefit they receive. The students would not be eligible for federal grants, such as Pell Grants. DREAM-eligible youths would also not be eligible for health care subsidies, including Medicaid, or other federal means-tested benefits like food stamps.

Eligibility requirements for legal status under the DREAM Act are strict and legal status must be earned through a lengthy process that takes many years. To legalize, individuals have to meet stringent eligibility criteria: they must have entered the United States before age 16; must have been here for five years or more; must not have committed any major crimes; must graduate from high school or the equivalent; and must complete at least two years of college or military service within six years of the bill’s enactment. In addition, they must be under 30 years old on the date of enactment and they must prove that they have possessed good moral character from the time they arrived in the United States. Eligible students must first obtain conditional residency and complete the requirements before they can obtain a green card—a process that takes years.

These students have been raised and educated in our schools and local taxpayers have already invested in their education in elementary and secondary school. The DREAM Act will help America reap the benefits of those investments. Going to college will provide an opportunity for them to live up to their full potential and make a greater contribution to the U.S. economy and our society.

The DREAM Act was written for exactly the kind of young people that America should be embracing: young soldiers, scholars, strivers and future leaders. In virtually all respects, except their undocumented status, they are Americans. Enacting this bill is the right thing to do for these talented young people and for the U.S. economy. We all benefit every time a young adult enhances their education and skills.

And that’s The Business Perspective.

Comment Here

The Business Perspective is a weekly column by Gary Toebben, President & CEO of the Los Angeles Area Chamber of Commerce, produced with the input of Samuel Garrison, Vice President of Public Policy.

CAPAC: Mike Honda urges passage of the DREAM Act this week

Ed. Note: The below is from our friends at CAPAC, chaired by our Honorary Board member Rep Mike Honda (D-Ca.).

December 1, 2010 Contact: Gloria Chan
For Immediate Release Phone: (202) 302.8606

Mike Honda, CAPAC Chair, urges passage of the DREAM Act this week

Washington, DC – Today, US Rep. Mike Honda, chairman of the Congressional Asian Pacific American Caucus, issued the following statement urging the passage of the Development, Relief, and Education for Alien Minors (DREAM) Act this week by both the US House of Representatives and the US Senate:

“I applaud Senator Reid and Speaker Pelosi for their leadership in supporting the DREAM Act. Passage of the DREAM Act is a top priority for CAPAC, as 1 in 10 DREAM Act beneficiaries would be Asian American and Pacific Islander,” said Honda.

Failure to pass the DREAM Act would disproportionately impact Asian American and Pacific Islander (AAPI) students, especially in California, where more than 40% of DREAM Act beneficiaries would be Asian. 1.5 million Asian individuals make up 12.5% of the 12 million undocumented population. This is disproportionately large given that AAPIs make up only 5% of the US population.

“For many congresses, Members of our caucus have been vocal on the passage of both comprehensive immigration reform and the DREAM Act,” continued Honda. “CAPAC will continue to push until the American dream becomes a reality for all our students.

“The DREAM Act would provide the opportunity to 65,000 undocumented high school graduates to make contributions to our country and economy. The legislation would make a small investment in our children; however, the gains for the country are far greater and far too inviting to ignore.

“I urge my colleagues in both Houses to do the right thing and pass the DREAM Act.”

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The Congressional Asian Pacific American Caucus (CAPAC) is comprised of Members of Congress of Asian and Pacific Islander descent and members who have a strong dedication to promoting the well-being of the Asian American and Pacific Islander (AAPI) community. Since 1994, CAPAC has been addressing the needs of the AAPI community in all areas of American life. For more information on CAPAC, please call (202) 225-2631 or visit http://www.honda.house.gov/capac.

WH: 10 Reasons We Need The DREAM Act

Ed. Note: The below is a reposting of The White House Blog‘s 10 Reasons We Need The DREAM Act. Feel free to read more about this issue and contact your Congressman about the below issue.

In the coming days, Congress will vote on the DREAM Act – a common-sense piece of legislation drafted by both Republicans and Democrats that will give young people who grew up in the United States a chance to contribute to our nation by pursuing a higher education or serving in the U.S. armed forces. It’s limited, targeted legislation that will allow only the best and brightest to earn their legal status, and applies to those brought to the United States as minors through no fault of their own by their parents, and who know no other home.

Here are 10 reasons we need the DREAM Act:

  1. Like Ginkgo Biloba, It’ll Make Us Smarter: Secretary of Education Arne Duncan has stated that passing the DREAM Act will “play an important part in the nation’s efforts to have the highest proportion of college graduates in the world by 2020,” something vital for America to remain competitive in today’s global economy.
  2. For Ivan Rosales: With the DREAM Act, young people like Ivan Rosales, who came to the United States when he was a year old, can become doctors and work towards a cure for cancer. Ivan’s brother, a National Guardsman, and his brother-in-law, an Iraq veteran, inspired his dream to serve as a doctor in the military, before going on to work as a cancer researcher. Without the DREAM Act, Ivan and others like him have no way to even stay in the country, much less serve it.
  3. Uncle Sam Says, The DREAM Act supports our troops: Secretary of Defense Gates has written to DREAM Act sponsors citing the rich precedent of non-citizens serving in the U.S. military and stating that “the DREAM Act represents an opportunity to expand [the recruiting] pool, to the advantage of military recruiting and readiness.
  4. For Gaby Pacheco: So Gaby Pacheco, who was the highest ranked J-ROTC student in her high school and president of her college student government, can serve in the Air Force and eventually live out her dream of working with special needs children.
  5. It Helps Separate The Bad Guys From The Good Guys: Secretary Napolitano believes this targeted legislation provides a firm but fair way to deal with innocent children brought to the U.S. at a young age so that the Department of Homeland Security can dedicate their enforcement resources to detaining and deporting criminals and those who pose a threat to our country.
  6. For David Cho: So David Cho, who graduated from high school with a 3.9 GPA, plays seven instruments and is the drum major at UCLA, can live his dream of serving the United States in the Air Force.
  7. It’s Bipartisan: The DREAM Act is a bipartisan piece of legislation designed to stop punishing innocent young people for the actions of their parents by giving them the chance to obtain legal status by pursuing a higher education, or by serving in the U.S. armed forces for the country they've grown up in and love as their own.
  8. For Cesar Vargas: So Cesar Vargas, a proud Brooklyn kid, can live his dream  to serve in the military as a JAG officer or on the front line as an intelligence officer with the Marines. He wants to “earn [his] place next to the great heroes of our nation that have and are fighting to defend our Constitution."
  9. It Will Help Our Economy: According to a recent UCLA study, students that would be impacted by the DREAM Act could add between $1.4 to $3.6 trillion in taxable income to our economy over the course of careers, depending on how many ultimately gain legal status. According to the non-partisan Congressional Budget Office, the DREAM Act in its current form will cut the deficit by $1.4 billion and increase government revenues by $2.3 billion over the next 10 years.
  10. It’s The Right Thing To Do: It’s just plain common sense and it’s the right thing to do. For more information on the DREAM Act, view the fact sheet.

Stephanie Valencia is an Associate Director of the Office of Public Engagement

WH: Statement from the President’s Advisory Commission on AAPIs in Support of the DREAM Act

Ed. Note: The below is a statement from the White House Initiative on AAPI’s President’s Advisory Commission in support of the DREAM Act including comments from Commerce Secretary Locke.

U.S. Department of Education
Office of Communications & Outreach, Press Office
400 Maryland Ave., SW

Washington, DC 20202

FOR RELEASE: Wednesday, Dec.1, 2010
Contact: Public Affairs Office, (202) 401-1576 or

Statement from the President’s Advisory Commission on Asian Americans and Pacific Islanders in Support of the DREAM Act

The President’s Advisory Commission on Asian Americans and Pacific Islanders supports the Development, Relief, and Education for Alien Minors Act (“DREAM Act”). The DREAM Act is good for our economy, our security, and our nation.

“Research has shown the potential of undocumented students to contribute to the economy and the U.S. workforce,” said Gary Locke, Secretary of Commerce Secretary and Co-Chair of the White House Initiative on Asian Americans and Pacific Islanders. “The DREAM Act would offer a rigorous and lengthy pathway towards earned legalization that would be a powerful incentive for young people to stay in school, graduate, stay out of trouble, and contribute to the economic stability of our country.”

According to a University of California report, Asian and Pacific Islander students make up approximately 40 percent of the total undocumented student population enrolled in the University of California system. Additionally, many undocumented Asian students are children of parents who have fled from war-torn countries.

“The DREAM Act would provide an opportunity for eligible undocumented students who have been raised and educated in the United States to earn legal status by pursuing a higher education, or by serving in the U.S. military,” said Secretary of Education Arne Duncan, who also serves as Co-Chair of the White House Initiative. “Enacting the DREAM Act would be an important part of our efforts to meet the Administration’s goal of having the highest proportion of college graduates in the world by 2020.”

It is estimated that approximately 65,000 undocumented students graduate from high school each year, many at the top of their classes, but they cannot go on to pursue their dreams of higher education or continued development. According to the Migration Policy Institute, one in ten potential DREAM Act beneficiaries comes from an Asian country.

“This critical bipartisan legislation will establish a process for hardworking young people who have lived most of their lives in this country and tend to be bicultural and fluent in English to obtain legal residency if they are able to meet certain conditions,” said Daphne Kwok, Chair of the President’s Advisory Commission.

Executive Order 13515, issued by President Obama in October, 2009, established the President’s Advisory Commission on Asian Americans and Pacific Islanders. The Commission advises the President, through the Secretaries of Education and Commerce, on the implementation and coordination efforts of Federal programs as they relate to Asian Americans and Pacific Islanders across the Federal government. In addition, the Commission works to improve the quality of life and opportunities for Asian Americans and Pacific Islanders through increased access to, and participation in, Federal programs in which they are underserved.

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The White House · 1600 Pennsylvania Avenue, NW · Washington DC 20500 · 202-456-1111

Assemblymember Lieu Calls for Foreclosure Moratorium in California

Ed. Note: Ted Lieu is a California Assemblymember and an AAA-Fund Honorary Board Member. The AAA-Fund endorsed Lieu for re-election in 2008.

California Assembly Member Ted Lieu, representing the 53rd Assembly District

FOR IMMEDIATE RELEASE:
Contact:      Dan Okenfuss, (916) 319-2053
October 6, 2010

MEDIA AVAILABILITY

Assemblymember Lieu Calls for Foreclosure Moratorium in California

Requests California Regulatory Agencies to Conduct Investigations of Lenders

WHO:           Assemblymember Ted W. Lieu, 53rd Assembly District

WHAT:        Assemblymember Lieu calls on California’s regulatory agencies with oversight over banks – namely the Department of Financial Institutions and Department of Corporations – to institute a 60 to 90 day temporary moratorium on home foreclosures so these agencies can investigate whether mortgage lenders in California are following state foreclosure laws. There is widespread evidence nationwide that major lenders are falsely certifying foreclosure documents.

(Assemblymember Lieu’s letters to DFI and DOC attached).  

WHEN:           TODAY, from 9:00 a.m. to 1:00 p.m.

CONTACT:    Assemblymember Ted Lieu at (916) 319-2053 or (310) 615-3515

Ted W. Lieu is the author of several first-in-the-nation mortgage/foreclosure reform laws and the Chair of the California Assembly Select Committee on Consumer Financial Protection.

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